Costs and conditions
The monthly fee for Clanq is 5 CHF. This includes 1 main account with a debit card and up to 5 savings accounts. And save up to 25 % cashback when shopping with our partners or in the Clanq shop.
Here you can find an overview of the costs in PDF format .
The package includes:
| Clanq account | Main account | Savings account |
| Opening | Up to 5 | |
| Visa debit card | - | |
| Monthly statements | ||
| Annual tax statement | ||
| Closure | ||
| Electronic payment transactions in Switzerland | ||
| Interest | – | + 0,25 % (up to 100'000 CHF) |
| Cashback | Savings account |
| Standard-Cashback | + 1 % (of the net amount of each purchase) |
| Partner-Cashback | + 1 to 25 % (depending on partner) |
The fee of CHF 5 is charged monthly to the main account.
The cashback is automatically credited to the savings account.
If you have several savings accounts, the accumulated cashback will be split.
The following additional costs may apply:
| Clanq Visa debit card | Main account |
| Replacement PIN (by post) | CHF 10 |
| Replacement card | CHF 20 |
| Cash withdrawal in Switzerland (at other banks) in CHF or EUR* | CHF 2 |
| Cash withdrawal abroad* | CHF 5 |
*Foreign currency processing fee of 2 % for transactions in a foreign currency.
Conditions for clan members
| Clanq Credit card | |
| Brand | Visa |
| Annual contribution | CHF 100 |
| Replacement card (e.g. in the event of loss or theft) | CHF 20 |
| ATM cash withdrawal | 4 %, min. CHF 10 |
| Cash withdrawal at bank counter | 4 %, min. CHF 15 |
| Foreign currency processing fees | Max. 1,2 % |
| Transactions in CHF abroad | Max. 1,2 % |
| Insurance (included and free of charge) | Sums insured |
| Best price guarantee | CHF 1’000 |
| Purchase protection insurance | CHF 5’000 |
| Legal expenses insurance | CHF 250’000 |
| Warranty extension | CHF 1’000 |
You can find detailed information on interest rates, fees and insurance in the Clanq credit card benefits overview (PDF).
If the credit card application is rejected, a prepaid card will be issued automatically. Here you can find the overview of services for the Clanq prepaid card (PDF).
Clanq Visa payment cards
The Clanq debit card and Clanq credit card from Visa accompany you through everyday life for contactless, online and mobile payments. You can use them to pay worldwide or withdraw cash in the local currency. Every time you make a purchase or book a hotel or hire a car, you collect cashback in favour of your child.
Worldwide cash withdrawal
Contactless payment
Mobile payment
Cashless payment abroad
Online shopping
Mobile payment
Car rental
Offline payment (e.g. toll stations)
All banking services in the Clanq Switzerland app are provided by our partner bank, Cornèr Bank SA, which has branches in Chiasso, Lugano, Geneva and Zurich and offers a full range of banking services.