Save automatically for your child whilst shopping
Clanq – the app for family finances
Piggy banks with cashback
Get up to 25% cashback into your child’s digital piggy bank for their future whenever you shop.
Investments
You can automatically invest your cashback and savings into a fund savings plan for your child.
Digital bank account
Download the app for free, open a digital bank account, and get started. Secure, simple, and tailored to your family.
Security of a Swiss bank
Our partner, Cornèr Bank, is regulated by FINMA. Deposits are secured up to 100‘000 CHF per customer.
Until 30 September 2026: Clanq Premium free of charge
Do you want the best for your child’s financial future? With the Premium plan, you can get even more out of your savings!
With Clanq Premium, you’ll get 1% cashback on every purchase (in addition to up to 25% from our cashback partners) and can invest in our fund savings plan if you wish.
Until 30 September 2026, Clanq Premium is free (instead of 5 CHF per month). Open your account now – no risk, no fees.
Family finances with Clanq
Everything you need to secure your child’s financial future
Your welcome gift: 250 CHF for your investment account
With Investments, you now have the opportunity not only to save, but also to actively invest money for your child.
When you open your Clanq account on the Premium plan, we’ll give you 250 CHF in start-up capital for your investment account. This way, you’ll lay the foundation for financial provision straight away.
Choose your preferred risk category that suits your goals and watch your money work for you!
Save money with the Clanq app – here’s how it works
Financial education with Clarry FOR KIDS
As well as saving, learning to manage money responsibly is the foundation for your child’s secure future.
Clarry, the St. Bernard puppy, explains financial topics in an age-appropriate and exciting way. Through stories, tasks and savings barrels, children discover the world of money together with Clarry.
This makes financial education an integral part of family life – digital, child-friendly, and secure.
Questions & answers
Clanq is a Swiss finance app for families, powered by Cornèr Bank. Parents automatically receive cashback on their purchases, which goes straight into digital piggy banks for their children. The app is regulated by FINMA, deposits are guaranteed up to 100’000 CHF, and it also offers kids’ banking and investment features.
Download the Clanq app from the App Store or Google Play onto your mobile phone and follow the steps to open an account.
All you need is a stable internet connection and some form of ID for identification purposes.
As this is a full-service bank account, we are required by law to ask you for some information. The entire onboarding process takes about 10 minutes – then you can start using Clanq right away!
Officially? No. The app is open to everyone. But without children, Clanq is a bit like a large playground without children’s laughter: you can spend time there, but the real purpose is missing. Our features, such as the digital piggy bank and kids’ banking, are fully geared towards securing children’s futures.
For those who want to become parents: with the «safe for the future», you can already start collecting cashback before your baby is born. This gives you a head start in family life.
And if you’re not planning on having children of your own (yet), Clanq is perfect for supporting godchildren, grandchildren, nephews, or other children who are close to your heart.
You can find more information here: clanq.ch/en/family
We offer two different plans:
Clanq Basic (free): The ideal way to get started. You get your account and your Visa debit card with no monthly fee and benefit from automatic cashback at over 80 partners.
Clanq Premium for CHF 5 per month: The upgrade with 1% cashback on every purchase made with your Clanq card – no matter where you pay.
Good to know: The digital piggy banks for children are free with both plans.
You can find more information here: clanq.ch/en/costs
Yes! You can invest in your children’s future easily and automatically. Choose between two risk categories in the Premium plan and activate your investment portfolio with an initial deposit of 500 CHF.
Welcome gift: CHF 250 starting capital
We’ll match half of your initial deposit, so you only need to contribute 250 CHF yourself to get your investment account started.
Absolutely. Your deposits are protected according to the highest Swiss banking standards. As Clanq works with Cornèr Bank, your money is held by an established Swiss bank. This means that your credit balance is subject to statutory deposit protection (esisuisse), which covers amounts up to 100‘000 CHF per customer. So you can save for your child’s future with complete peace of mind while we take care of the technology in the background.
