The most important Questions & Answers
No. You can use Clanq even if you don’t have children (yet). With the «safe for the future», you can start collecting cashback during pregnancy – or simply with a view to the future. As soon as you add a child, the credit you have saved will be automatically transferred to their digital piggy bank.
In addition, grandparents, godparents and other family members who do not wish to open their own Clanq account can opt for the «Card with heart». This allows them to collect cashback for an existing piggy bank for a child.
Yes, grandparents, uncles and anyone else who is close to a child can easily save with the Clanq app.
There are 2 options:
- Invitation of a parent
If a parent already has an account with Clanq powered by Cornèr, they can invite their family and anyone else who wants to save with them. The invitation via the app automatically links one or more selected piggy banks. Invitees do not have to open an account, but can still easily deposit money into their children’s piggy bank and collect the cashback.
- Open an account yourself
You can open a Clanq powered by Cornèr account even if you do not have a child of your own. Although the application is intended for parents, it is open to anyone who wants to set aside money for a child’s future, be it a grandchild, godchild, nephew or fourth cousin.
Yes, you can also use your Clanq payment card on your mobile phone.
The available options are: Apple Pay, Google Pay and TWINT.
Money is not everything in life, but it is an indispensable part of it. School trips, education, driving licences – everything costs money. Therefore, it is logical for parents to think about how best to put money aside. After all, the child should not lack anything.
Of course, it is difficult to save money when you are already short. That is why we developed Clanq: The app helps parents save small amounts of money in their daily lives. Over the years, a large sum accumulates, which can be very useful if, for example, the child wants to study one day.
Yes, absolutely! It is not necessary to start with a large sum. The important thing is to save for a longer period of time, preferably 10 years or more. Even if it is only a few francs, you will accumulate more and more over the years. In addition, you benefit from compound interest, i.e. interest on interest. Start as early as possible and keep going!
Pro-tip: With cashback programmes, you automatically collect small amounts on a regular basis and you don’t even have to pay them out of your budget.
It is a bonus system that ‘rewards’ customers for their purchases. You get part of the money you spend back every time you pay for something.
All banking services in the Clanq Switzerland app are provided by our partner bank, Cornèr Bank SA, which has branches in Chiasso, Lugano, Geneva and Zurich and offers a full range of banking services.