Throwing a few francs into the piggy bank every now and then is all well and good. But you can do a bit more to provide for your child’s future. At Clanq, we generally advise families to divide their money into several accounts with different purposes, e.g. money to save for your child in an account designated for this purpose. This way, you can see exactly how much you have available for what purpose without having to keep track of it.

Whether you want to give our savings app a chance or not is up to you to decide. If you’re looking for an app for your child’s savings, Clanq powered by Cornèr is definitely the right choice for you. We have summarised some insights about the launch here:

The most important questions and answers about Clanq

Is the Clanq app already available?

Yes, you can already download the Clanq powered by Cornèr app from the App Store and Google Play and create an account.

As we have only just begun our journey, our app is constantly being developed. New features and improvements will follow soon. The official launch of the Clanq app will take place in June 2024.

As a thank you for joining us now and testing the app, we have come up with a promotion: you will receive 3% instead of 1% cashback on every purchase until the end of the year to save money for your child.

What does a Clanq account cost?

We charge a monthly fee of CHF 5.

Further information: https://clanq.ch/en/costs/ 

What do I get with the Clanq debit card?

Cashback! 

It is a bonus system that «rewards» customers for their purchases. Cashback at Clanq means that you get part of the money you spend back every time you make a purchase. Every time you pay with your Clanq Visa debit card, whether online or in-store, you automatically get 1% back. With our cashback partners you get even more, on average 8%

You don’t need to log in or remember anything else. Your cashback is automatically transferred to your digital savings account.

Is my money safe with you?

Yes, we work with the established Swiss Cornèr Bank, which has all the necessary licences and is also strictly regulated. As a partner of Cornèr Bank, Clanq AG is a member of the Esisuisse deposit protection scheme. This means that deposited funds are protected up to CHF 100,000.

All our partners and their entire infrastructure are based in Switzerland or Europe. Therefore, with Clanq you have the same security as with a large bank.

Why should I subscribe to Clanq newsletter?

The sooner you start saving regularly, the better. In our newsletter you will receive tips and financial knowledge about everyday family life once a month. 

It’s worth giving it a try and if you don’t like the newsletter, you can unsubscribe at any time. Your email address will not be passed on to third parties.

Who is behind Clanq?

The idea of Clanq as a service for families came from Christina Hammer, Jean-Paul Saija and Jakob Kaya. We have incorporated our experience not only as parents, but also in banking, business management and software development into the app. We have brought Fabienne Saija, an experienced educator, onto the team to help us set up our cashback partnerships in Switzerland.

We live the financial tips we give you here ourselves and share them out of conviction and experience. In addition, there are many other important team members who work hard every day to make the Clanq app and our cashback offers even better.

Part of our team originated from the digital agency Mindnow AG and has a lot of experience in developing user-friendly products that solve real problems. The Clanq app is therefore particularly suitable for people who are not financial experts or who have little time for disciplined money management in stressful family life.

With the active support and extensive experience of Cornèr Bank, above all Luca De Santis, we are in a prime position.

More about us: https://clanq.ch/en/about-us/ 

Try the Clanq app for yourself and discover how Clanq can help you save for your child. We look forward to your feedback, open requests and suggestions for improvement!

In our newsletter, we share more tips for saving money and news on where you can collect cashback.