{"id":500,"date":"2024-08-14T13:30:48","date_gmt":"2024-08-14T11:30:48","guid":{"rendered":"https:\/\/clanq.ch\/?p=500"},"modified":"2024-10-18T14:05:27","modified_gmt":"2024-10-18T12:05:27","slug":"accompagner-financierement-les-enfants-a-differentes-etapes-de-leur-vie","status":"publish","type":"post","link":"https:\/\/clanq.ch\/fr\/accompagner-financierement-les-enfants-a-differentes-etapes-de-leur-vie\/","title":{"rendered":"Accompagner financi\u00e8rement les enfants \u00e0 diff\u00e9rentes \u00e9tapes de leur vie"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">L&rsquo;argent est un \u00e9l\u00e9ment indispensable de la vie. Cela commence d\u00e8s l&rsquo;enfance et se poursuit \u00e0 travers toutes les \u00e9tapes de la vie d&rsquo;une personne. Dans cet article, tu apprendras comment soutenir ton enfant en fonction de son \u00e2ge et le guider vers l&rsquo;autonomie financi\u00e8re.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Premier argent de poche pour les enfants de maternelle et de primaire<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Vers la fin de l&rsquo;\u00e9cole maternelle ou au cours du premier cycle, tu peux envisager d&rsquo;introduire l&rsquo;argent de poche. C&rsquo;est \u00e0 toi, en tant que parent, de d\u00e9cider de la mani\u00e8re dont tu souhaites l&rsquo;organiser. R\u00e9fl\u00e9chis-y d\u00e8s le d\u00e9but.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Ce qu&rsquo;il faut savoir sur le salaire jeunesse<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Au lyc\u00e9e, tu peux introduire le salaire jeunesse. Les jeunes ont ainsi plus de confiance et de responsabilit\u00e9. Informe-toi bien sur les points \u00e0 prendre en compte pour le salaire des jeunes.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Voici un r\u00e9sum\u00e9 des points les plus importants :\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Les jeunes re\u00e7oivent chaque mois une certaine somme d&rsquo;argent sur leur propre compte.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Avec le salaire jeunesse, ils doivent aussi payer pour la premi\u00e8re fois des choses n\u00e9cessaires (p. ex. des v\u00eatements).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Les parents et les enfants se mettent d&rsquo;accord \u00e0 l&rsquo;avance sur tout ce qui doit \u00eatre pay\u00e9 ou non avec le salaire jeunesse.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Les parents font confiance \u00e0 leurs enfants tout en restant coh\u00e9rents.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Pour plus d&rsquo;informations, je te recommande le site <\/span><a href=\"http:\/\/salairejeunesse.ch\/\"><span style=\"font-weight: 400;\">salairejeunesse.ch<\/span><\/a><\/p>\n<h2><span style=\"font-weight: 400;\">Soutien lors de l&rsquo;apprentissage<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Les parents doivent subvenir financi\u00e8rement aux besoins de leurs enfants jusqu&rsquo;\u00e0 la fin de leur premi\u00e8re formation. En principe, le salaire qu&rsquo;ils gagnent eux-m\u00eames appartient \u00e0 l&rsquo;enfant. N\u00e9anmoins, les parents peuvent demander une contribution aux frais d&rsquo;entretien. Cela est judicieux dans la mesure o\u00f9, plus tard, le salaire ne sera pas enti\u00e8rement \u00e0 la disposition de l&rsquo;enfant.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Etablis un budget avec ton enfant. Le site <\/span><a href=\"http:\/\/budgetberatung.ch\/\"><span style=\"font-weight: 400;\">budgetberatung.ch<\/span><\/a><span style=\"font-weight: 400;\"> peut t&rsquo;aider dans cette d\u00e9marche.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Conviens de ce que l&rsquo;enfant doit payer lui-m\u00eame et de ce qu&rsquo;il ne doit pas payer (par ex. caisse maladie, t\u00e9l\u00e9phone portable).<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">Informer les jeunes adultes de leurs obligations<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">A leur 18e anniversaire, les enfants sont majeurs et donc de jeunes adultes. Cela signifie qu&rsquo;ils ont d\u00e9sormais plus de droits, mais qu&rsquo;ils ont aussi des obligations. Dans ces domaines, il est utile de continuer \u00e0 \u00eatre pr\u00e9sent pour ton enfant majeur:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Accompagne ton enfant dans la v\u00e9rification des contrats.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Montre les cons\u00e9quences d&rsquo;une signature.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Explique ce que signifie \u00ab responsabilit\u00e9 \u00bb.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Propose ton aide pour remplir la premi\u00e8re d\u00e9claration d&rsquo;imp\u00f4ts.<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">Le d\u00e9part du domicile parental<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Le d\u00e9part et la cr\u00e9ation de son propre m\u00e9nage offrent une nouvelle occasion aux parents de donner des conseils &#8211; \u00e0 condition bien s\u00fbr que ton enfant accepte volontiers.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00c9tablis un budget avec des co\u00fbts fixes.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">V\u00e9rifie le montant du loyer et le contenu du contrat de location.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tu peux rappeler \u00e0 ton enfant de v\u00e9rifier le budget de temps en temps. Le plan fonctionne-t-il?<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">Conclusion : ton soutien compte!<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Tous ces conseils ne sont bien s\u00fbr que des recommandations g\u00e9n\u00e9rales. Chaque enfant a des besoins diff\u00e9rents et c&rsquo;est toi, en tant que parent, qui sais le mieux de quel soutien ton enfant a besoin. Le plus important est de penser \u00e0 l&rsquo;argent et d&rsquo;en parler avec ton enfant, m\u00eame s&rsquo;il est d\u00e9j\u00e0 majeur et qu&rsquo;il a d\u00e9m\u00e9nag\u00e9.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">En outre, tu peux soutenir ton enfant en g\u00e9rant toi-m\u00eame l&rsquo;argent de mani\u00e8re comp\u00e9tente. Dans cet article, j&rsquo;ai encore quelques conseils pour toi, en tant que parent, sur la mani\u00e8re <\/span><a href=\"https:\/\/clanq.ch\/fr\/epargner-pour-les-etudes-ou-la-formation\/\"><span style=\"font-weight: 400;\">d&rsquo;\u00e9conomiser pour les \u00e9tudes ou la formation<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pas \u00e0 pas vers l&rsquo;autonomie<\/p>\n","protected":false},"author":3,"featured_media":5773,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[40],"tags":[],"class_list":["post-500","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education-financiere"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Accompagner les enfants financi\u00e8rement | Clanq powered by 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