{"id":2682,"date":"2024-06-17T18:20:46","date_gmt":"2024-06-17T16:20:46","guid":{"rendered":"https:\/\/clanq.ch\/?p=2682"},"modified":"2024-10-18T13:58:36","modified_gmt":"2024-10-18T11:58:36","slug":"epargner-pour-ton-enfant-ce-que-tu-dois-prendre-en-compte","status":"publish","type":"post","link":"https:\/\/clanq.ch\/fr\/epargner-pour-ton-enfant-ce-que-tu-dois-prendre-en-compte\/","title":{"rendered":"\u00c9pargner pour ton enfant: ce que tu dois prendre en compte"},"content":{"rendered":"

L’argent n’est pas tout dans la vie, mais malheureusement, les sorties scolaires, la formation, le permis de conduire et autres engendrent tous des co\u00fbts. Les futurs ou nouveaux parents se demandent donc souvent comment mettre de l’argent de c\u00f4t\u00e9 pour que leur enfant ne manque de rien plus tard. En fait, il existe de nombreuses possibilit\u00e9s d’\u00e9pargner. Voici les trois choses les plus importantes auxquelles tu dois penser.<\/span><\/p>\n

1. Int\u00e8gre l’\u00e9pargne dans ta vie quotidienne<\/span><\/h2>\n

Au lieu de mettre de temps en temps de grosses sommes de c\u00f4t\u00e9, il vaut mieux miser sur des <\/span>petits montants, mais r\u00e9guliers<\/b>. Il est en effet beaucoup plus facile d’atteindre de nombreux petits objectifs et tu as plus de chances de garder le cap. Pour cela, utilise des produits financiers modernes qui te facilitent l’\u00e9pargne au quotidien.\u00a0<\/span><\/p>\n

Avec l’application bancaire Clanq, tu peux par exemple appliquer diff\u00e9rentes r\u00e8gles d’\u00e9pargne qui automatisent pour toi l’\u00e9pargne au quotidien. En outre, tu re\u00e7ois 1 % de cashback sur chaque achat effectu\u00e9 avec la carte Clanq, et m\u00eame plus chez nos partenaires s\u00e9lectionn\u00e9s pour les familles.<\/span><\/p>\n

2. \u00c9conomiser sur une plus longue p\u00e9riode<\/span><\/h2>\n

Il est plus judicieux de mettre de l’argent de c\u00f4t\u00e9 sur une longue p\u00e9riode. Tu profites non seulement du fait que tu peux \u00e9pargner plus en plus de temps, mais aussi de l’effet des <\/span>int\u00e9r\u00eats compos\u00e9s<\/b>. Si tu commences \u00e0 \u00e9pargner t\u00f4t, il te sera certainement plus facile d’atteindre tes objectifs d’\u00e9pargne et de soutenir financi\u00e8rement ton enfant.<\/span><\/p>\n

3. R\u00e9fl\u00e9chis \u00e0 l’investissement<\/span><\/h2>\n

Renseigne-toi sur les formes d’investissement telles que les fonds d’actions. Il existe des possibilit\u00e9s d’investir tes \u00e9conomies de mani\u00e8re simple et peu risqu\u00e9e et de les faire fructifier \u00e0 long terme au lieu de les mettre de c\u00f4t\u00e9.\u00a0<\/span><\/p>\n

Si tu investis dans des actions, tu dois savoir que m\u00eame un portefeuille bien diversifi\u00e9 ne d\u00e9ploie ses forces que sur une longue p\u00e9riode. La valeur fluctue g\u00e9n\u00e9ralement entre-temps, mais \u00e0 long terme – par exemple de la naissance de ton enfant \u00e0 son 18e anniversaire – tu peux g\u00e9n\u00e9ralement t’attendre \u00e0 de bons rendements.<\/span><\/p>\n

Pour conclure, le plus <\/span>important est de commencer \u00e0 \u00e9pargner d\u00e8s aujourd’hui<\/b>. Avec l’appli Clanq, tu obtiens le soutien n\u00e9cessaire pour les petits montants du quotidien. Gr\u00e2ce \u00e0 des r\u00e8gles d’\u00e9pargne et \u00e0 un programme de cashback attractif, la fortune de la tirelire num\u00e9rique augmente en passant.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

3 conseils de base<\/p>\n","protected":false},"author":2,"featured_media":5781,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"class_list":["post-2682","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-conseils-pour-economiser"],"acf":[],"yoast_head":"\nConseils pour \u00e9conomiser pour ton enfant | Clanq powered by Corn\u00e8r<\/title>\n<meta name=\"description\" content=\"Commence de pr\u00e9f\u00e9rence tout de suite \u00e0 \u00e9conomiser au quotidien. 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