{"id":2676,"date":"2024-04-23T13:40:08","date_gmt":"2024-04-23T11:40:08","guid":{"rendered":"https:\/\/clanq.ch\/?p=2676"},"modified":"2024-10-18T13:57:42","modified_gmt":"2024-10-18T11:57:42","slug":"epargner-pour-les-etudes-ou-la-formation","status":"publish","type":"post","link":"https:\/\/clanq.ch\/fr\/epargner-pour-les-etudes-ou-la-formation\/","title":{"rendered":"\u00c9pargner pour les \u00e9tudes ou la formation"},"content":{"rendered":"

Les \u00e9tudes ou une bonne formation ouvrent d’innombrables opportunit\u00e9s dans la vie et les parents souhaitent les offrir \u00e0 leurs enfants. Conscients de cela, de nombreux parents se demandent comment mettre de l’argent de c\u00f4t\u00e9 pour leurs enfants. Sans soutien, cela s’av\u00e8re difficile pour de nombreuses familles.<\/span><\/p>\n

Bien s\u00fbr, le cadre l\u00e9gal est rarement la raison pour laquelle les parents soutiennent leurs enfants. N\u00e9anmoins, tu dois savoir que tu es l\u00e9galement tenu de soutenir financi\u00e8rement ton enfant jusqu’\u00e0 la fin de sa formation initiale. La formation initiale comprend l’acquisition d’une premi\u00e8re formation permettant d’exercer une profession. Dans ce contexte, la maturit\u00e9 gymnasiale n’est pas une \u00ab formation initiale \u00bb, car elle ne permet pas d’exercer une profession. Si ton enfant souhaite ensuite faire des \u00e9tudes, tu l’aides financi\u00e8rement, en r\u00e8gle g\u00e9n\u00e9rale, jusqu’\u00e0 l’obtention de son master en lui versant des allocations de formation.<\/span><\/p>\n

Apr\u00e8s l’\u00e9cole, les co\u00fbts commencent \u00e0 se faire sentir.<\/span><\/h2>\n

La Suisse dispose d’un tr\u00e8s bon syst\u00e8me \u00e9ducatif et la scolarit\u00e9 obligatoire \u00e0 l’\u00e9cole publique est en grande partie gratuite. Apr\u00e8s, la situation est diff\u00e9rente. Les frais d’\u00e9tudes varient fortement en Suisse, auxquels s’ajoutent les frais de mat\u00e9riel p\u00e9dagogique, d’ordinateur portable, de loyer, d’assurances, et et et …<\/span><\/p>\n

En fait, peu d’adolescents et de jeunes adultes parviennent \u00e0 financer eux-m\u00eames leurs \u00e9tudes ou leur formation. C’est pourquoi il est d’autant plus important de se constituer un matelas financier au pr\u00e9alable. Ce n’est qu’ainsi que ton enfant pourra un jour se concentrer enti\u00e8rement sur l’apprentissage et la r\u00e9ussite de son dipl\u00f4me.<\/span><\/p>\n

L’application Clanq t’aide<\/span><\/h2>\n

Avec Clanq, nous voulons te soutenir dans ton projet d’\u00e9pargne pour ton enfant. Les petits cadeaux d’anniversaire ou de No\u00ebl – qu’ils soient offerts par toi ou par d’autres membres de la famille – sont par exemple parfaits pour \u00e9conomiser une somme d’argent consid\u00e9rable au fil des ans en vue d’une \u00e9ducation future.<\/span><\/p>\n

Avec Clanq, ces cadeaux d’argent et autres d\u00e9p\u00f4ts d’\u00e9pargne peuvent \u00eatre collect\u00e9s de mani\u00e8re claire et associ\u00e9s \u00e0 des objectifs d’\u00e9pargne. Tout le clan familial peut participer et contribuer, m\u00eame avec de petites sommes. L’argent reste disponible \u00e0 tout moment dans la tirelire, au cas o\u00f9 il serait n\u00e9cessaire avant le parcours \u00e9ducatif.<\/span><\/p>\n

Comme le th\u00e8me de l’\u00e9pargne pour l’\u00e9ducation nous tient particuli\u00e8rement \u00e0 c\u0153ur, nous avons d\u00e9velopp\u00e9 l’application Clanq dans ce but. Nous travaillons actuellement \u00e0 plein r\u00e9gime pour perfectionner l’application Clanq afin que les parents en Suisse puissent profiter de mani\u00e8re optimale des objectifs d’\u00e9pargne, des r\u00e8gles d’\u00e9pargne et des avantages du cashback.<\/span><\/p>\n

L’application Clanq est d\u00e9j\u00e0 disponible dans l’<\/span>App Store<\/span><\/a> et <\/span>Google Play<\/span><\/a> pour \u00eatre test\u00e9e. Essaye-la tout de suite ! Le mieux est de t’inscrire \u00e0 notre newsletter. Tu seras ainsi toujours au courant des nouveaut\u00e9s de l’application Clanq.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Savais-tu que… ?<\/p>\n","protected":false},"author":3,"featured_media":5793,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[39],"tags":[],"class_list":["post-2676","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-connaissances-financieres"],"acf":[],"yoast_head":"\n\u00c9conomiser pour les \u00e9tudes | Clanq powered by Corn\u00e8r<\/title>\n<meta name=\"description\" content=\"L'\u00e9ducation est importante - c'est la raison pour laquelle de nombreux parents se demandent comment ils peuvent \u00e9conomiser de l'argent pour leurs enfants.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/clanq.ch\/fr\/epargner-pour-les-etudes-ou-la-formation\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00c9conomiser pour les \u00e9tudes | Clanq powered by Corn\u00e8r\" \/>\n<meta property=\"og:description\" content=\"L'\u00e9ducation est importante - 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