{"id":6316,"date":"2026-06-15T10:44:57","date_gmt":"2026-06-15T08:44:57","guid":{"rendered":"https:\/\/clanq.ch\/?p=6316"},"modified":"2026-06-23T22:51:20","modified_gmt":"2026-06-23T20:51:20","slug":"investing-for-children","status":"publish","type":"post","link":"https:\/\/clanq.ch\/en\/investing-for-children\/","title":{"rendered":"Investing for children"},"content":{"rendered":"

Many parents in Switzerland start planning for their children\u2019s financial future at an early stage. They save regularly, put money aside and think long-term. But one key question is becoming increasingly important:<\/span><\/p>\n

Is saving enough these days to build up real financial security?<\/b><\/p>\n

The short answer: often not. That is precisely why investing for children is becoming increasingly important.<\/span><\/p>\n

Why traditional saving is reaching its limits<\/b><\/h2>\n

Saving is and always will be a key component of any sound financial strategy. Building up targeted savings provides security. However, when it comes to planning for the future, traditional saving has its limitations.<\/span><\/p>\n

Interest rates on savings accounts have been very low for years, whilst at the same time inflation means that money loses purchasing power over time. In practical terms, this means that even if the amount in the account remains the same, its real value decreases.<\/span><\/p>\n

This is a crucial point, particularly for families who wish to build up assets for their children over many years. Without growth, it becomes difficult to reliably finance long-term goals such as education or major purchases.<\/span><\/p>\n

Here are the three key tips to bear in mind when saving for your child.<\/span><\/a><\/p>\n

Investing for children: building wealth rather than just preserving it<\/b><\/p>\n

Unlike saving, investing offers the opportunity to actively put your money to work for you. This involves spreading your capital widely across the market, for example across a range of companies. The aim is to achieve a positive return over time.<\/span><\/p>\n

This approach is particularly exciting for children, as they have a crucial advantage: time. Those who start early benefit from the so-called compound interest effect over the years. This ensures that not only does the money originally invested grow, but the returns generated also in turn generate further returns.<\/span><\/p>\n

In this way, wealth is built up step by step \u2013 even if the monthly contributions are relatively small.<\/span><\/p>\n

The savings plan: the easiest way to invest<\/b><\/h2>\n

For many families, investing may initially sound complicated or time-consuming. But that\u2019s not the case with a savings plan. A savings plan means that a <\/span>fixed amount is invested <\/b>regularly \u2013 for example, every month. Once set up, everything runs automatically. There\u2019s no need to constantly monitor the market.<\/span><\/p>\n

The regularity reduces the risk of making the wrong decisions due to short-term market fluctuations. This is an ideal solution, particularly for parents who do not want to deal with financial matters on a daily basis.<\/span><\/p>\n

Investing money for children \u2013 simple and practical<\/b><\/h2>\n

This is where Clanq comes in. The app has been specially developed for families and combines traditional saving with modern investment opportunities.<\/span><\/p>\n

In practical terms, this means you can not only put money aside, but also ensure that it grows over the long term. We\u2019ve deliberately kept it simple to get started, so even parents with no prior knowledge can get going without any hassle.<\/span><\/p>\n

In just a few steps, you can set up a savings plan that runs automatically. This allows you to build up your wealth steadily over time \u2013 without any extra effort in your day-to-day life.<\/span><\/p>\n

This makes investing accessible and practical for families.<\/span><\/p>\n

Safety as a cornerstone<\/b><\/h2>\n

Trust plays a crucial role, especially when it comes to children and long-term goals. Parents want to be sure that their money is in safe hands.<\/span><\/p>\n

That is why Clanq works with Corn\u00e8r Bank and adheres to high regulatory standards. This gives you the assurance that both savings and investment processes are handled professionally and reliably. With <\/span>Corn\u00e8r Accumulation Fonds<\/span><\/a>, you can choose from two different risk profiles, both of which are broadly diversified. Once selected and set up, you don\u2019t have to worry about a thing.<\/span><\/p>\n

This allows you to focus on what really matters: your child\u2019s future.<\/span><\/p>\n

Why it\u2019s particularly worth starting early<\/b><\/h2>\n

When it comes to investing, there is one principle that is repeatedly borne out: a long time horizon is more important than picking the perfect entry point.<\/span><\/p>\n

Those who start early can build up a considerable fortune over the years, <\/span>even with small amounts<\/b>. Conversely, starting late often means that significantly larger sums must be invested to achieve the same goal.<\/span><\/p>\n

For families, this results in a clear strategy: start as early as possible, invest regularly and think long-term.<\/span><\/p>\n

Get started now and shape the future<\/b><\/h2>\n

If you start today, you\u2019ll lay the foundations for tomorrow. With Clanq, you can get started straight away, set up a savings plan and build up a nest egg for your child step by step.<\/span><\/p>\n

Clanq cashback turbo: <\/b>Don\u2019t just collect cashback \u2013 invest it straight away \u2013 so your wealth grows with every purchase, almost without you noticing.<\/span><\/p>\n

You can find more information about the Corn\u00e8r savings plan at <\/span>www.clanq.ch\/en\/invest<\/span><\/a>.<\/span><\/p>\n

Please note: Investments involve risks. The value of your investments may fluctuate.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Building wealth in the long term<\/p>\n","protected":false},"author":2,"featured_media":6311,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[37],"tags":[],"class_list":["post-6316","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-knowledge"],"acf":[],"yoast_head":"\nInvesting for children | Clanq Blog<\/title>\n<meta name=\"description\" content=\"Is saving enough? Find out how, as a parent in Switzerland, you can get started with simple investments and build long-term wealth for your child thanks to the power of compound interest. 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