{"id":2361,"date":"2024-06-17T18:20:46","date_gmt":"2024-06-17T16:20:46","guid":{"rendered":"https:\/\/clanq.ch\/?p=2361"},"modified":"2024-10-17T16:11:58","modified_gmt":"2024-10-17T14:11:58","slug":"saving-for-your-child-what-you-should-consider","status":"publish","type":"post","link":"https:\/\/clanq.ch\/en\/saving-for-your-child-what-you-should-consider\/","title":{"rendered":"Saving for your child: what you should consider"},"content":{"rendered":"

Money isn’t everything in life, but unfortunately school trips, education, driving licenses and so on all incur costs. Parents-to-be or new parents in particular often ask themselves how they can best put money aside so that their child won’t want for anything later on. In fact, there are many ways to save. Here are the 3 most important things you should consider.<\/span><\/p>\n

1. Integrate saving into your everyday life<\/span><\/h2>\n

Instead of setting aside large sums of money from time to time, focus on <\/span>small, regular amounts<\/b>. Many small goals are much easier to achieve and you are more likely to stay on the ball. Make use of modern financial products that make saving easier in your everyday life.\u00a0<\/span><\/p>\n

With the Clanq banking app, for example, you can apply various savings rules that automate your everyday savings. You also receive 1% cashback on every purchase with the Clanq card and even more with our selected partners for families.<\/span><\/p>\n

2. Save over a longer period of time<\/span><\/h2>\n

Putting money aside over a longer period of time makes the most sense. Not only will you benefit from the fact that you can save more in more time, but also from the compound <\/span>interest effect<\/b>. If you start saving early, it will definitely be easier for you to achieve your savings goals and support your child financially.<\/span><\/p>\n

3. Think about investing<\/span><\/h2>\n

Find out about forms of investment such as equity funds. There are definitely ways to invest your savings simply and with little risk and to increase them in the long term instead of just putting them aside.\u00a0<\/span><\/p>\n

If you invest in shares, you need to know that even a well-diversified portfolio only reveals its strengths over a longer period of time. The value usually fluctuates in between, but in the long term – for example from the birth of your child to their 18th birthday – you can usually expect good returns.<\/span><\/p>\n

 <\/p>\n

Finally, the most important thing:<\/span> it’s best to start saving today<\/b>. The Clanq app gives you the support you need for the small amounts in your everyday life. With savings rules and an attractive cashback programme, your digital piggy bank will grow along the way.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

3 basic tips<\/p>\n","protected":false},"author":2,"featured_media":5780,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[36],"tags":[],"class_list":["post-2361","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-savings-tipps"],"acf":[],"yoast_head":"\nTips for saving for your child | Clanq powered by Corn\u00e8r<\/title>\n<meta name=\"description\" content=\"Start saving for everyday life right away. 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